Looking at the bigger picture
With EC Financial Services Limited (ECFS), you can benefit from practical, trustworthy financial planning for today, for tomorrow, for life.
Established by David Carr in 2006 to fully meet the demand for all-encompassing financial advice and planning, ECFS operates as the independent financial services division of Edmund Carr Chartered Accountants.
David Carr, a Certified Financial PlannerCM (CFP®) is a fully qualified practitioner offering financial planning advice on all aspects of financial planning services.
In addition, ECFS is an appointed representative of LighthouseXpress Limited, Rydon House, Pynes Hill, Exeter, EX2 5AZ which is authorised and regulated
by the Financial Services Authority, enabling us to recommend and buy or sell insurance or investment products, and to implement this on behalf of our clients.
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Your plans for the future...
We work in close partnership with our clients, gathering financial information to help us analyse current financial positioning, and to make effective recommendations for ensuring a financially secure future. We take a broad look at the entire finance spectrum, and what is available to you. We discuss what is in your best short and long-term interests, implement appropriate plans, monitor progress and adjust your plan to suit changing circumstances.
We provide comprehensive long-term financial strategies, down to one-off straight-forward advice in one or more specific areas including:
Life Assurance
An “on-line” comprehensive service enabling us to recommend the most appropriate and competitive quotations for personal protection policies to cover, for example, mortgages, borrowing, and providing for dependants.
Income Replacement Cover
Provides a regular monthly sum in the event of being unable to work through illness or injury.
Critical Illness Cover
Provides a lump sum upon diagnosis of a specified illness.
Pensions
A retirement plan aimed to provide a tax free lump sum and secure income upon retirement.
InvestmentsA choice of products to match your tolerance to risk, or minimal risk "safe" investments.
Inheritance Tax PlanningEither through life assurance (policies written in trust) to pay out a lump sum to beneficiaries to meet tax liabilities, or investments held in trust.
...rely upon today’s financial planning
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