Advice Team

Stephen Franklin, Director & Senior Adviser

Independent Financial Adviser
sfranklin@ecfsltd.co.uk

Stephen is a member of the Personal Finance Society and has over 20 years experience in both private and retail banking, providing financial advice in Essex and London. He welcomes the opportunity to utilise our independent adviser status to provide the best possible advice to our clients in all aspects of financial planning.

stephen franklin


Phil Giles, Director & Senior Adviser

Phil Giles Senior Adviser

The role of a trusted adviser has always been to fully understand the client's overall financial objectives and then provide advice and ongoing support to ensure that this is achieved.

Phil Giles has been very fortunate to have looked after some wonderful clients in NatWest and at Coutts & Co over a long and distinguished 35 year career in financial services.

having recently joined E C Financial Services as a Senior Independent Financial Adviser, the importance of providing face to face advice to clients has never been so important, and I look forward to bringing a wealth of experience and knowledge to the advice team in supporting the needs and aspirations of our clients.
I am married to Nicola, a primary school teacher, have 4 wonderful grown up children and, at the last count, two grandsons!
I have a passion for live music, film and theatre and a keen interest in family genealogy.



Clare van Belkum, IFA

I welcome the opportunity to use the experience gained from relationship banking to assist clients with realising their financial ambitions..

clare van belkum

Clare joined ECFS in June 2017 and holds CISI’s Level 4 Diploma in Investment Advice (Financial Planning & Advice).

Clare has a wealth of financial services experience working with clients in both retail and business banking, having spent 25 years with NatWest.

Clare welcomes the opportunity to assist clients with realising their ambitions through financial planning.



Eve Allum, IFA

eve allum

Eve joined ECFS in October 2017 as a trainee IFA, having worked in Investment Fund Administration for over 13 years. She passed the Diploma in Regulated Financial Planning in April 2019, having achieved a score of almost 94% in the final exam.

Eve is keen to advise on all aspects of financial planning offered by ECFS, but she is particularly interested in ethical and sustainable investment offerings.

I am keen to help people manage their finances and use my knowledge and skills to build relationships and understand individual clients’ needs.